The Cost and Affordability of Flood Insurance in New York City: Economic Impacts of Rising Premiums and Policy Options for One- to Four-Family Homes

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This report examines flood insurance cost in New York City and homeowners' ability to afford it. It makes projections for how changes in flood maps and pricing practices of the National Flood Insurance Program might increase premiums, analyzes the potential consequences of those increases on households and communities, and develops and evaluates several different approaches for assisting households that have difficulty affording flood insurance.